December 2023 - CORSA-broadcast

Business Email Compromise: The $43 Billion Scam
by Frank Hatfield Dec. 13, 2024

Dec. 13, 2024

Business Email Compromise/Email Account Compromise (BEC/EAC) is a sophisticated scam that targets both businesses and individuals who perform legitimate transfer-of-funds requests. The scam is frequently carried out when an individual compromises legitimate business or personal email accounts through social engineering or computer intrusion to conduct unauthorized transfers of funds. The scam is not always associated with a transfer-of-funds request. One variation involves compromising legitimate business email accounts and requesting employees' Personally Identifiable Information, Wage and Tax Statement (W-2) forms, or even crypto currency wallets. Losses associated with BEC scams quadrupled last year to an astonishing $43 Billion according to the FBI statistics below. Just last week about $4 million in federal funding intended for housing assistance in Kentucky was stolen after someone directed that money to a private bank account. (Source: https://www.cnn.com/2022/08/29/politics/kentucky-4-million-cyber-theft/inde… ) "These types of attacks can be especially impactful to state and local governments that may do business with dozens, if not hundreds, or different vendors," Hassold, who is now director of threat intelligence at cybersecurity firm Abnormal Security, told CNN. FBI SUGGESTIONS FOR PROTECTION * Use secondary channels or two-factor authentication to verify requests for changes in account information. * Ensure the URL in emails is associated with the business/individual it claims to be from. * Be alert to hyperlinks that may contain misspellings of the actual domain name. * Refrain from supplying login credentials or PII of any sort via email. Be aware that many emails requesting your personal information may appear to be legitimate. * Verify the email address used to send emails, especially when using a mobile or handheld device, by ensuring the sender's address appears to match who it is coming from. * Ensure the settings in employees' computers are enabled to allow full email extensions to be viewed. * Monitor your personal financial accounts on a regular basis for irregularities, such as missing deposits. Source: FBI Public Service Announcement https://www.ic3.gov/Media/Y2022/PSA220504 CORSA is committed to keeping members informed of and protected against threats to their financial assets and systems. BEC and/or payment fraud is on the rise which creates considerable exposure to governmental entities, including CORSA members. Current technology provides sophisticated criminals the tools to create or alter checks or divert payments via BEC or social engineering. In addition to the FBI's above recommendations, CORSA strongly encourages members to enroll in the anti-fraud services Positive Pay and ACH Positive Pay. The Ohio Auditor of State also recommended enrolling in the above anti-fraud services to guard against check fraud. (See: Auditor of State Best Practices https://ohioauditor.gov/publications/bestpractices/best%20practices%20sept%…) Positive Pay is a service that essentially requires bank customers to provide their bank with a list of checks that are to be paid, while payment is withheld for any checks that don't match the customer's list. The ACH Positive Pay service allows a customer to set parameters on payments. For instance, payments that occur regularly with similar amounts can be set up to pay automatically, while any payments that fall outside normal transactions will be suspended until authorized. Most banks offer Positive Pay and ACH Positive Pay for a fee. In CORSA's experience fees vary, but customers are able to significantly lower fees through negotiation. Should you have questions regarding Positive Pay or ACH Positive Pay contact Thisbe Butcher at tbutcher(a)ccao.org<mailto:tbutcher@ccao.org> [Chart depicting Reported Loss Associated with BEC/Cryptocurrency Complaints for the years of 2018, 2019, 2020, and 2021.] Frank Hatfield CORSA Risk Manager fhatfield(a)ccao.org<mailto:fhatfield@ccao.org> 614-560-1474 614-220-0209 Fax www.corsa.org<http://www.corsa.org/> [cid:image002.png@01D8BD3E.0B6EC360] " The leader in providing Ohio Counties with exceptional value, service, and protection of assets." CONFIDENTIALITY NOTICE: This e-mail message (including any attachments) is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. Any unauthorized review, use, disclosure or distribution is prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and destroy this message and all attachments.

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Holiday Wishes & Loss Control Reminder
by Frank Hatfield Dec. 22, 2023

Dec. 22, 2023

We hope this holiday season finds you healthy and happy. Please remember to stay focused on safety and loss control throughout the holidays and winter season. Specifically, automobile travel, building maintenance, and cybersecurity. Below and attached are general tips you may find of assistance. As always, feel free to contact Jim Hale or myself regarding CORSA loss control resources. We wish you, your peers, friends and family a Merry Christmas and a Happy and Safe New Year. We look forward to seeing you in 2024. Auto: Did you know in the US automobile crashes are the leading cause of death for people ages 1-54? You can find Tips for Driving Safely During the Holiday Season at: https://www.cdc.gov/injury/features/holiday-road-safety/index.html Property: As a pool CORSA has all too many high severity losses every year due to freezing and bursting pipes, slips and falls and just general hazards caused by winter weather. In fact losses occurring in the winter months accounts for much of our yearly property losses as a pool. Please take a look at the attached information on freezing pipes and an article from Forbes for guidance on how to minimize your winter property and liability risks. If you would like some additional information on winter and other hazards, here is an interesting website: https://disastersafety.org/winter-weather/nine-budget-friendly-ways-to-prep… Cyber: Attackers strike the most during holidays and weekends when companies are vulnerable and under staffed. ⚠️ Attacks are more common during non-business hours, mostly due to less staff available to protect the company. ⚠️ Large, profitable companies tend to be the main targets but small businesses with less protection are also a target. ⚠️The attacks that occur during non-business hours take longer to investigate and resolve, which may slow response and notification. Action Items Protect your organization with these practices: ✅ Review cyber incident response plans, resiliency plans, and communications plans. ✅ Reiterate cybersecurity user awareness and training program tips that include guidance on how to report incidents. ✅ Tune endpoint protection, regularly update, and enable real-time detection for antivirus software on all hosts. ✅ Make (and test restore) an offline backup of your data. ✅ Confirm multi-factor authentication (MFA) is working as intended for all services possible. ✅ Confirm software and operating systems are up to date to download the latest security patches. ✅ Scan for open and unused ports and remove any application not deemed necessary for day-to-day operations. ✅ Add an email banner to emails received from outside your organization to warn employees. More Information 🔒 FBI - Ransomware Awareness for Holidays and Weekends https://www.cisa.gov/uscert/ncas/alerts/aa21-243a 🔒 Why do cyber-attacks increase during holidays? - Security Boulevard https://securityboulevard.com/2022/12/why-do-cyber-attacks-increase-during-… Frank Hatfield CORSA Risk Manager fhatfield(a)ccao.org<mailto:fhatfield@ccao.org> 614-560-1474 614-220-0209 Fax www.corsa.org<https://urldefense.com/v3/__http:/www.corsa.org/__;!!Op5JcThCjWm-UA!zzz1QnD…> [cid:image001.png@01DA34C1.D162B350] “ The leader in providing Ohio Counties with exceptional value, service, and protection of assets.” CONFIDENTIALITY NOTICE: This e-mail message (including any attachments) is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. Any unauthorized review, use, disclosure or distribution is prohibited. If you are not the intended recipient, please contact the sender by reply e-mail and destroy this message and all attachments.

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JFS Director
by Michele Long Dec. 6, 2023

Dec. 6, 2023

What is the total compensation for your JFS Director? Is your JFS Director also the responsible person for your Children Services? Thank Michele Long Clerk, Guernsey County Commissioners 740-432-9205 ********** Confidentiality Notice ********** This electronic transmission and any attached documents or other writings are confidential and are for the sole use of the intended recipient(s) identified above. This message may contain information that is privileged, confidential or otherwise protected from disclosure under applicable law. If the receiver of this information is not the intended recipient, or the employee, or agent responsible for delivering the information to the intended recipient, you are hereby notified that any use, reading, dissemination, distribution, copying or storage of this information is strictly prohibited. If you have received this information in error, please notify the sender by return email and delete the electronic transmission, including all attachments from your system. All electronic transmissions sent to and from this domain (guernseycounty.org) are archived and may be viewed by other parties than the intended recipients.

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post accident testing
by Dawn Fry Dec. 6, 2023

Dec. 6, 2023

Good afternoon, I was wondering if any county currently conducts onsite post-accident drug and alcohol testing? This would be onsite saliva swab testing. If so, I'd love to hear how the process currently works for you. I have experience with this in the private sector, but not public yet. Thank you, [Dawn's Signature (002)]

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