The seasons in Ohio can be intense, and each has its own maintenance requirements. Winter, however, can wreak all sorts of havoc. The frigid weather causes slippery roads, dangerous conditions, frozen pipes, treacherous footing and more. As a pool CORSA has all too many high severity losses every year due to freezing and bursting pipes, slips and falls and just general hazards caused by winter weather. In fact losses occurring in the winter months accounts for much of our yearly property losses as a pool. Please take a look at the attached information on freezing pipes and an article from Forbes for guidance on how to minimize your winter property and liability risks. If you would like some additional information on winter and other hazards, here is an interesting website: https://disastersafety.org/winter-weather/nine-budget-friendly-ways-to-prepa... James Hale, ARM-P, ARM-E Risk Control Consultant County Risk Sharing Authority 209 East State Street Columbus, OH 43215 614.246.1630 FAX 614.220.0209