We don't charge back general fund, but we do others. Our TPA does the spreadsheet for us. It's a complicated spreadsheet, using 30% a department's own experience and 70% the county's experience and the department payroll. I couldn't begin to do the spreadsheet, but your TPA may be able to. Lu Blankenship Risk Management Richland County office: 419-774-6318 fax: 419-774-3581 mobile: 419-564-1469 ***The information contained in this e-mail message, including any attachments, may be confidential under an exemption to Ohio's public records law or under a legal privilege. If you have received this communication in error, please notify the sender by e-mail and destroy all copies of the original message. *** On Tue, May 9, 2017 at 10:49 AM, Janice Leggett < jleggett@carrollcountyohio.us> wrote:

Has anyone implemented a chargeback system for BWC premiums based on a department’s claims experience? I’m really interested in how the budgeting works in terms of paying the bill in January, getting refunds later and applying them proportionately to the departments, etc.

Any other feedback would be appreciated. Thanks!

*Janice Leggett, Clerk Supervisor*

*Carroll County Commissioners*

*119 S. Lisbon Street, Suite 201Carrollton, OH 44615-1429*

*Phone: 330-627-4869 <(330)%20627-4869>*

*Fax: 330-627-6656 <(330)%20627-6656>*

*jleggett@carrollcountyohio.us* <jleggett@carrollcountyohio.us>

*www.carrollcountyohio.us* <http://www.carrollcountyohio.us>

*This institution is an equal opportunity provider.*

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We were in individual retro for several years. The annual premiums for these claims are charged back 100% to each department. We charge based on payroll for group retro at this time. From: CORSA-broadcast [mailto:corsa-broadcast-bounces@corsa.org] On Behalf Of Janice Leggett Sent: Tuesday, May 09, 2017 10:49 AM To: corsa-broadcast@corsa.org Subject: [CORSA-broadcast] BWC Chargebacks Has anyone implemented a chargeback system for BWC premiums based on a department's claims experience? I'm really interested in how the budgeting works in terms of paying the bill in January, getting refunds later and applying them proportionately to the departments, etc. Any other feedback would be appreciated. Thanks! Janice Leggett, Clerk Supervisor Carroll County Commissioners 119 S. Lisbon Street, Suite 201 Carrollton, OH 44615-1429 Phone: 330-627-4869 Fax: 330-627-6656 jleggett@carrollcountyohio.us<mailto:jleggett@carrollcountyohio.us> www.carrollcountyohio.us<https://urldefense.proofpoint.com/v2/url?u=http-3A__www.carrollcountyohio.us...> This institution is an equal opportunity provider. This e-mail message, including any attachments, is for the sole use of the intended recipient(s) and may contain private, confidential and/or privileged information. Any unauthorized review, use, disclosure or distribution is prohibited. If you are not the intended recipient, employee or agent responsible for delivering this message, please contact the sender by reply e- mail and destroy all copies of the original e-mail message. According to Ohio Public Records Law written communications to or from agencies/staff regarding this agency are public records and may be available to the public and media upon request. Your e-mail may be subject to public disclosure.

We are retrospectively rated but regardless, we charge back all costs. What I do is first find the base rate for workers comp including DWRF I and II as they are statutory, I remove the EMR and admin fees. That gives me a base that everyone would pay. I charge that against reportable payroll. Then I calculate payroll based on the rate on the invoice/online payment. I subtract the base premium from the billed premium and the difference is representative of utilization. That is what we refer to as "additional risk". We then find each department/org code's responsibility within the experience exhibit. We prorate that percentage to the "additional risk" and add that dollar amount to the base premium. That process charges back actualities. Small departments aren't killed and the general fund does not end up paying for non-general fund experience (MCBDD, Engineer, Sanitary) However, now that we are paying prospectively, we had to add another process wherein we come up with an expense rate for payroll at budget time in advance. Since 2017 was paid last December, we had to come up with a rate to charge payroll in 2015 and put the money aside so in December we had already collected most of it. Come January of 2018. We will do true up and see how we budgeted. We were pretty close for 2016 but we don't use the billed premium; we ask for an adjusted premium using the budgeted payroll we come up with in October/September. That way we don't owe a whole bunch of money due to using two year old payroll. Cathy Jones Risk Manager From: CORSA-broadcast [mailto:corsa-broadcast-bounces@corsa.org] On Behalf Of Janice Leggett Sent: Tuesday, May 09, 2017 10:49 AM To: corsa-broadcast@corsa.org Subject: [CORSA-broadcast] BWC Chargebacks Has anyone implemented a chargeback system for BWC premiums based on a department's claims experience? I'm really interested in how the budgeting works in terms of paying the bill in January, getting refunds later and applying them proportionately to the departments, etc. Any other feedback would be appreciated. Thanks! Janice Leggett, Clerk Supervisor Carroll County Commissioners 119 S. Lisbon Street, Suite 201 Carrollton, OH 44615-1429 Phone: 330-627-4869 Fax: 330-627-6656 jleggett@carrollcountyohio.us<mailto:jleggett@carrollcountyohio.us> www.carrollcountyohio.us<https://urldefense.proofpoint.com/v2/url?u=http-3A__www.carrollcountyohio.us...> This institution is an equal opportunity provider.